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Electricity, Internet, Food, Gas,
Car, Rent And Whatever Other Expenses You Have!!
now 2015 the world has gone mad, it has changed completely from what
it was like when I was young. The government has gone tax and
regulation mad. And to top it off we have the added expense of the
internet. Electricity prices keep going up, and rents are definitely
not cheap anymore.
If you are living paycheck to paycheck, you cannot afford any hiccups. Even the price of food has gone through the roof. Bread a staple food, and butter has gone out of reach of anybody pinching pennies. Just to survive you need to keep track of how much money slips through your fingers.
The worst expense is the rent, and that comes out every week. That is first expense and there is not much left after that. Now, how do you pay cheap rent. I know one guy who lives in a van. All he pays is the parking space in a covered, locked, parking garage. And that is a lot cheaper than paying rent on a room or apartment. It takes a while to get to know what any place has to offer, so you have to ask around. In the end he knew all the toilets, where to go for a shower, cost $2 and all the churches and community places that handed out free food. He lived very cheap and loved it. The garage he lived in was pretty run down, had spaces for about 30 cars, but after work and on the weekends he had the whole place to himself. But not everybody can do that. What if you've got a family. He was on his own.
Also every month expenses like water and electricity has just increased incredibly. And the new expense, the internet has added a new monthly bill that has to be paid. About 10 years ago this was not an every month expense. We could call it a modern expense. But with the internet we don't need TV and the cable companies. We can also forget about the everyday newspapers and even books for that matter. So there is a few savings there.
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Everybody talks about
budgeting, but all I do is try and keep track of where it all goes. I
keep receipts from everything and add them up at the end of the
month. That is on top of all the other expenses, like the car. That
is a major expense added onto all the other monthly expenses. If you
know where the money goes you can plug the leaks, so the first thing
to do is to keep all receipts, and know where it is going out. Very
difficult to budget when you are living money in money out. Then
there are the yearly expenses like taxes that sneak up on your and
they aren't cheap. How can you budget when you have nothing to budget
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Thank you for your time
All The Best Surviving Teaching Overseas
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This site is © Copyright Peter Legrove 2004-2020, All Rights Reserved
You can copy this webpage and/or this article and use it on your website, blog and in any print or digital media that is legal and not involved in the exploitation of any person or child, but you cannot change any wording and you must leave this copyright box intact and visable.